Savings Vaults
Lock crypto. Earn boosted APY.
Withdraw at maturity — principal plus yield, guaranteed.
Fixed-term vaults pay reliable yield generated by the platform treasury. Choose your asset, pick a term, and let your capital work. Tier up to boost APY by up to 8 percentage points.
Live rates
Current APY by asset and term
| Asset | 30 days | 90 days | 180 days |
|---|---|---|---|
| USDT | 3.5% | 5.5% | 8.0% |
| USDC | 3.5% | 5.5% | 8.0% |
| ETH | 2.0% | 3.5% | 5.0% |
| BTC | 1.0% | 2.0% | 3.0% |
Rates reflect Base tier · Updated live every 10s
How it works
Three steps to yield
Choose
Pick your asset (USDT, USDC, ETH, BTC) and term (30, 90, or 180 days). Review the current APY for your tier.
Lock
Deposit into an audited, non-custodial smart contract. Your funds are deployed by the platform treasury immediately.
Earn
Yield accrues daily on-chain. At maturity, principal + yield auto-credits to your wallet. Compound or withdraw — your call.
Calculator
Project your earnings
Where does the yield come from?
The platform treasury generates returns through a diversified portfolio of low-risk investments and trading strategies. A publicly visible treasury buffer absorbs short-term volatility and ensures reserves back user payouts at all times. Yield is paid from treasury performance — never from new deposits. This is not a Ponzi structure.
The treasury buffer percentage, system-wide LTV, and all liquidation events are published publicly on the transparency dashboard, refreshed every 10 seconds.
Safety
Built-in safeguards
Non-custodial
Funds in audited smart contracts. Only multisig can pause — never move user assets.
On-chain accrual
Yield accrues daily, verifiable on Arbiscan. No off-chain accounting.
Auto-payout
At maturity, principal + yield credits automatically. No manual claims.
Treasury buffer
Public reserve cushion absorbs volatility. Visible on /stats.
Boost your APY
Upgrade your tier, earn up to +8.0% more.
Silver, Gold, and Platinum subscriptions add a fixed APY boost that compounds with every vault. The boost is locked at deposit and never decreases.
FAQ
Common questions,
honest answers.
Start earning today.
Connect a wallet, pick a vault, lock your deposit. First yield accrues within 24 hours.